RADIANY, M. Andri; AMELIA; PURWANTO, Nuri. How Behavior and Perceptions Shape the Use of Digital Wallets in Indonesia. Public Policy ; Jurnal Aplikasi Kebijakan Publik dan Bisnis, [S. l.], v. 6, n. 2, p. 556–568, 2025. DOI: 10.51135/PublicPolicy.v6.i2.p556-568. Disponível em: https://stia-saidperintah.e-journal.id/ppj/article/view/449. Acesso em: 25 nov. 2025.