Ismail, R. S., Pattinama, G. L. L., & Malindir, P. W. (2025). Understanding Adolescent Financial Behavior: The Role of Lifestyle, Self-Control, and Family Socioeconomic Status in E-Money Usage. Public Policy ; Jurnal Aplikasi Kebijakan Publik Dan Bisnis, 6(1), 155–172. https://doi.org/10.51135/PublicPolicy.v6.i1.p155-172